Credit Card Guide Live

Is there a way to purchase online with a credit card and feel safe? Is there any extra things I can do to keep someone from getting my credit card number ?

Michelle

I pay off my balance every month and charge quite a bit, but I get nothing in return for the credit card I currently use. I’m thinking of switching and I get offers in the mail everyday. I need anyone with good credit to let me know what you think is the best card to have -reward wise. What are you getting with your card use?

Ginger

I currently have a website and I would like to sell my services on there. I would like to accept credit cards as payment. How do I incorporate this into my website. Who can I use to process my credit card payments?

Brittani

I jus applied for a credit card and still have a fraud alert on my credit. I want to allow this credit card to look at my credit. The credit card told me to contact someone to tell them to allow Chase to have access to my account. I don’t know who to contact, i’ve tried the big 3 bureaus and am not getting anywhere with them in terms of recordings, i would like to talk to a representative.
I understand a company will look at my credit report. With this alert though company’s can’t approve anything. For Ex: I got a couch on from a new credit card and had to answer personal questions on my history (past address’s, etc) before they would approve it. The chase worker Richard Kololojfadjf, didn’t understand me when I said I wanted to make sure this application was really ME and that when it was reviewed the fraud alert would be removed. It’s hard talking to a foreign workers sometime on credit card matters.

Leif

say you are in good staying, never was late. always payed the balance. but you have too many credit cards let’s say. so when you cancel that credit card. what happens to your credit score? Does your credit limit you had for that card get erased from the records? after all those years of building the credit limit to help the credit score. what happens to it? and what happens to your score? i’m just curious.

Lavelle

For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I’m trying to figure out if you lose your old credit history when you do this—-especially if this is an account you’ve had for a while, and therefore is one of your oldest accounts since alot of credit is based on how long you’ve had things.

Luann

I just applied for my very first credit card. I got denied :(.
The reasons were:
Credit report shows total available credit on accounts too low.
Insufficient amount of credit information is reported on credit bureau report.
What does all that mean?
Also what do I do now?
Getting a secured card does not sound appealing :(.
I do not know if this helps, but I am almost 24 and I am employed with a steady cash flow.

Twanda

I don’t have to take payment. I need a way to verify that the information entered into my website matches the credit card. Then I need to pass it along in an email to a third party.

How do you verify credit info?

Sanjuanita

I’m looking to apply for a credit card, that I can withdraw as much money as I want. ( well of course not more than the credit limit)

What credit card would be best?

Lawanda

I am thinking of applying an unsecured credit card?
My credit score is about 580-600.
With my credit rating, what kind of unsecured card can I get?
Has anyone with around my credit score got one?

thanks

Lizzie