Credit Card Guide Live

I just applied for my very first credit card. I got denied :(.
The reasons were:
Credit report shows total available credit on accounts too low.
Insufficient amount of credit information is reported on credit bureau report.
What does all that mean?
Also what do I do now?
Getting a secured card does not sound appealing :(.
I do not know if this helps, but I am almost 24 and I am employed with a steady cash flow.

Twanda

I don’t have to take payment. I need a way to verify that the information entered into my website matches the credit card. Then I need to pass it along in an email to a third party.

How do you verify credit info?

Sanjuanita

I’m looking to apply for a credit card, that I can withdraw as much money as I want. ( well of course not more than the credit limit)

What credit card would be best?

Lawanda

I am thinking of applying an unsecured credit card?
My credit score is about 580-600.
With my credit rating, what kind of unsecured card can I get?
Has anyone with around my credit score got one?

thanks

Lizzie

I’m planning to attend college next year and well I’m planning to get a credit card to pay for college since that’s the only way i can pay(personal reasons) So anyway…someone can tell me which one is good?

Xuan

I have a WaMu credit card (love it because it has a good interest rate AND I can see my credit score 24/7 at no charge). They are in trouble financially for the same reason as a lot of other banks are. So if they go under or get sold or some other catastrophic thing happens to WaMu (or indeed to any credit card issuer), what happens to my credit card account? Can they demand all outstanding balances as immediately due and payable?

Everette

I applied for a credit card from Credit One bank after I got an offer in the mail, but now that I got it I decided that I don’t want it or need it. Apart from that, the annual fee is ridiculous. They already sent me the statement for a $75 annual fee with a min payment of $20 even before the card itself arrived. Can I just not activate the card and ask them to close the account? I don’t need the card and that annual fee is ridiculous.

Britney

My friend lives in Morocco and would like to get a Visa or MasterCard credit card to make online purchases. Unfortunately, no banks in this country, to our knowledge, issue credit cards. Is there an international bank or other solution? A low-limit card will suffice. Thank you

Dorothea

I am one of those people starting to realize that having no credit is worse then bad credit. I’m wanting to get a new car (all of the cars I’ve had up until this point were paid in full) and I know that im going to need some sort of credit. Soo.. im wanting to get a credit card..to establish credit. What card should I get? And how do I go about getting it?…please only serious answer. Thanks.

Darla

I have a low interest rate credit card through my University, however it offers no cash back or rewards program. I am solely looking for a good VISA,not anything else, rewards or cash back program that doesn’t get carried away with high interest rates.

Blaine